Cover-the-Cost Programs
Cash Discounting
PolyPay can set up businesses with a cash discounting program which allows them to advertise standard card prices while offering instant savings to cash-paying customers. Instead of adding an extra fee at checkout like surcharging, this method deducts a percentage discount from the baseline price at the register. The terminal automatically calculates and displays the cash savings on the receipt, ensuring complete 50-state compliance.
99%Savings%Savings
Surcharging
We offer surcharging services to help businesses eliminate the majority of their payment processing costs. Our terminals and payment solutions automatically add a percentage fee up to 3.00% to your customers’ credit card sales to offset costs while maintaining full compliance with card brand rules. This fee is clearly itemized on the receipt and, by law, never applies to debit card transactions.
80%Savings%Savings
Dual Pricing
Dual Pricing is another option where your business displays clear cash and card prices side-by-side on shelf tags, menus, and payment screens. Customers see both options upfront, eliminating any surprise fees or confusion when it is time to pay. The terminal automatically applies the corresponding price tier at checkout, giving merchants a seamless and transparent way to protect their margins.
99%Savings%Savings