Virtual Terminals

A virtual terminal is a web-based payment portal that transforms any computer, tablet, or smartphone into a secure processing solution without requiring dedicated hardware. Designed primarily for card-not-present and mail-order/telephone-order sales, it enables businesses to accept payments by manually entering a customer’s credit card, debit card or ACH details directly into a protected online dashboard. This setup provides maximum flexibility for service-based businesses, remote workforces, B2B companies, and sales teams that take orders over the phone or remotely.

Beyond manual entry, virtual terminals offer a comprehensive suite of features to optimize back-office administrative workflows. Merchants can easily generate and send digital invoices with direct payment links, set up automated recurring billing for subscriptions, and safely store customer card details through secure tokenization for quick repeat purchases. Integrated with robust end-to-end encryption and advanced fraud protection, virtual terminals ensure strict PCI compliance while providing real-time transaction tracking and unified reporting across all sales channels.